This article examines a Supreme Court judgment reaffirming key principles of insurance law, focusing on the duty of disclosure and the materiality test. The Court held that an insured’s failure to disclose a material pre-existing medical condition, even if unintentional, entitled the insurer to terminate coverage, as insurance contracts are governed by the principle of utmost good faith. The judgment clarifies that disclosure obligations extend to dependants, proposal forms form part of the contract, and material non-disclosure may render a policy void or voidable, while also recognising the need for insurers to act diligently when assessing disclosed information.

Now, for some avid fans of the great sport of tennis, like myself, the GOAT (Greatest Of All Time) debate, can never be settled in reality. Although Novak Djokovic has a very strong claim to it, his major clothing sponsor, Lacoste, decided to leverage their undisputed brand power and reputation by transforming the brand’s iconic Crocodile into a GOAT.

In recent years, we have been witnessing an unprecedented evolution: it is becoming increasingly clear that Artificial Intelligence (AI) will constitute an integral part of our lives – not only professionally, but also in our everyday routines. Its impact is particularly strong on the younger generations – our children – who adopt and accept technology more easily and shape a daily life increasingly based on it.

If we had asked a painter a few years ago to depict the legal profession in a painting, at the centre of the work we would see a man or woman in black robes – a legal gown – seated at a wooden desk, with a large library full of old, leather-bound law books in the background.

If we asked the same painter to create the same painting today, the setting would be quite different: in the centre, a modern lawyer standing, not behind a desk, but in front of a large digital screen. On the screen are open case files, legal texts, and AI-generated legal arguments. Behind the lawyer, figures of clients – a migrant, a businessperson, an elderly individual, a young mother – representing the diversity of those seeking legal protection today.

In today’s globalised economy, financial crime and particularly money laundering (ML) poses a significant threat to economic stability and the rule of law. The European Union (EU), in cooperation with its Member States, including Cyprus, has developed a robust legal framework to detect, prevent and penalise these illicit activities.